Motor Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general, laws assume that the vehicle was used by the owner's permission.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or specifically target social hosts. All of these measures, which include obligatory education, alcohol treatment and interlock devices have a tiny effect.

Legal Definitions

State laws govern legal terms for motor vehicle accident law firms vehicles. The various definitions used by the federal government in connection with national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mainly for administrative reasons, and do not apply to states that are determining their own registration classifications. These classifications for vehicles determine whether a driver requires special licenses to operate certain types vehicles.

The state laws define the terms "automobile," "light truck" and many others. As an example an example, a light truck is any vehicle with a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair is a device equipped with wheels. It is typically used by people who have physical disabilities that make them are unable to walk around as pedestrians. A moped is a vehicle with not more than three wheels on the ground, and that can travel at the speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by the operator sitting on the top of it. The person who has the legal title to a vehicle is known as its owner.

Traffic Laws

Typically, each state has its own set of motor vehicle law that deal with everything from the registration process to the insurance requirements. The laws also deal with the types of vehicles that are protected by law. While certain laws are fairly similar across states, others are quite different. For instance, there are laws that restrict the number of people you can carry in a pedicab. There are laws that prohibit reckless driving on certain types of roads, including parking lot.

If you break these laws, you could be penalized and fined. Penalties could include having your license suspended or being required to take a traffic class.

One of the most important laws in a particular state regarding vehicles is that which governs the speed limits that are set on roadways. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines the term "motor vehicle accident lawyer vehicle" as any vehicle or other device that is propelled mechanically and is used on the highway to transport property or people or for other commercial reasons. The law excludes trailers, coaches and semitrailers, all terrain and snowmobile vehicles as well as motorized mobility assist devices for people with disabilities, and self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle insurance policy is a contract that protects the insurer against financial loss due to liability for bodily harm or death or property damage caused by a third party caused by the ownership, operation, maintenance, or use of an insured vehicle. It also provides protection against physical damage to the insured vehicle itself. It must include the name and address of the named insured, the coverage afforded by the policy, the premium that is charged, the period of effectivity and the limits of liability. It must also contain an endorsement or agreement stating that the insurance coverage is in line with the coverage provided for bodily injuries and death, as well as property damage.

The language in a motor vehicle insurance policy can be confusing for anyone, and Duncanville law firms often recommend that individuals review an example policy to comprehend the terms. One of the most frequent areas of confusion is the definition of the term "motor vehicle accidents vehicle." The phrase is used often in statutes that govern registration of vehicles as well as financial responsibility laws.

Examples of coverages covered under a motor insurance policy include commercial auto coverage for vehicles used for commercial or business establishments or for employment, activities, or occupations that are done for profit, and automobile liability insurance, which includes PIP MP, PIP, and uninsured or underinsured driver coverage (UM/UIM). This kind of insurance is required by a number of states.

Permissible Use

It is important to know what insurance coverage is available when someone other than the named insured or a family member drives your vehicle and causes an accident. This concept is known as permissive use and the specific terms of your policy might differ, but in general most large car insurance providers offer this type of coverage.

It is crucial to remember that you are accountable for any damage caused by a driver with your permission. Permission may be either implied or explicit, and does not usually have to be written.

In determining whether there is implied permission, courts look at the relationship between the parties; their past conduct and usage of the vehicle; as well as the circumstances surrounding the particular driving event in question. A court will also examine whether any restrictions were made regarding the permissive use and if even a minor deviation from the duration, location or restrictions of the permission would be in violation of these limitations.

Be aware that adding an additional driver to your insurance policy could increase your premium, as the vehicle becomes more difficult to insure. Therefore, you must think about your options carefully before lending your car to other people. If you are unsure about whether to add someone to your policy or not, call Jerry to discuss the specifics of your insurance policy. Get an estimate for free.