Motor Vehicle Accident Attorneys Vehicle Legal Terms

The laws that govern motor vehicles vary widely from one state to another. In general, the laws assume that the vehicle was used with the owner's consent.

The mortality rates are influenced by laws that increase penalties, make revocation automatic, or target social hosts. All of these measures, such as obligatory education, alcohol treatment, and interlock devices, have only a little effect.

Legal Definitions

The laws that govern the legal definitions of motor vehicles are defined and determined at the state level. The various definitions used by the federal government for matters related to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly administrative purposes and are not applicable to states that are determining their own registration classifications. The classifications of a vehicle determine if a driver needs an exclusive license to operate certain kinds of vehicles.

The state laws define terms such as "automobile," "light trucks" and more. For example, the definition of light truck encompasses all motor vehicles with the capacity of the manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. This includes any vehicle or combination that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles with wheels used by those who physically disabled and are unable to walk. A moped is a vehicle with only three wheels on the ground and that can travel at the speed of 35 miles per hour.

A pedal-driven vehicle, is driven by the operator motor vehicle Accident attorneys sitting on the top. The owner of an automobile is the person who is the legal owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that deal with everything from the registration process to the insurance requirements. They also regulate the kinds of vehicles covered by the law. While some of these laws are similar between states, others are quite different. For instance, there are laws that limit the number of people one can carry in the pedicab. There are laws that ban reckless driving on certain types of roads, for instance parking areas.

If you break the law, you could be penalized and fined. The penalties vary from having your driver's license suspended to having to attend traffic school.

The law that governs speed limits on roads is one of the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines a "motor vehicle accidents vehicle" as any vehicle or other device that is driven mechanically and is used on the highway to transport property or people or for other commercial purposes. It does not include semitrailers and trailers such as coaches or house trailers and vehicles that operate only upon rails or tracks snowmobiles and all-terrain vehicle and motorized mobility aids that are operated by a person who has disabilities and self-propelled corn or hay harvesting machines and tractors.

Insurance

A motor vehicle accident lawyer vehicle policy is a contract that protects the insurer from financial loss from liability for bodily harm or death or property damage caused by a third party arising from operating, ownership, maintenance or the use of an insured vehicle. It may also provide protection against physical damage to the covered vehicle itself. It must include the name and address of the named insured, the coverage afforded by the policy, the premium that is charged, the period of effectiveness and the limits of liability. It should also include an agreement or endorsement that states that the insurance provided is in line with the coverage that is specifically outlined for bodily injury and death, as well as property damage.

Duncanville law firms often recommend that individuals review a sample motor vehicle policy to understand the terms. One of the most common areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages under a motor policy include commercial auto insurance for vehicles used for commercial or business establishments or activities, employment, or occupations that are performed to earn money, automobile liability coverage, which includes PIP MP,, and uninsured or underinsured driver coverage (UM/UIM). This kind of insurance is required in many states.

Permissive Use

If someone other than a named insured or family member is driving your car and gets into an accident, it's important to understand how insurance coverage works in these scenarios. This concept is known as permissive usage and the specifics of your policy might differ however, generally speaking, all large car insurance companies offer this type of coverage.

However, it is important to remember that the person driving your vehicle must have your permission for you to be held responsible for any damage. Permission can be express or implied, and is not required to be recorded.

In determining whether there is implied permission, courts look at the relationship between the two parties; their previous conduct and usage of the vehicle; and circumstances surrounding the particular driving incident in question. A court will also look at whether there were any restrictions placed regarding the permissive use and if even minor deviations from the duration, location or limitations of the original permission would be in violation of these limitations.

Remember that adding an additional driver to your insurance policy could increase your premium, because the vehicle becomes more difficult to insure. It is important to carefully think about your options before lending your vehicle to someone else. If you are unsure about whether to add someone to your policy or not, get in touch with Jerry to discuss the specifics of your insurance policy and get an estimate for free.