Motor Vehicle Compensation

A motor vehicle accidents vehicle is a device that is used to transport people or property through public highways, and is powered by mechanical means. Motor vehicles include cars, motorbikes, trucks, buses and even planes.

Two studies have found that interfacing with insurance companies when claiming compensation for the result of a motor vehicle accident was associated with higher levels of anxiety. Further research is needed on the reasons for this.

Damages

The value of your claim for damages resulting from an accident in your vehicle is contingent on the specific costs and losses you have incurred. A personal injury lawyer can help you determine the fair compensation for your particular circumstances. Damages are usually classified as "special" and "general." Special damages are able to be accounted for as expenses for medical bills or car repair bills. General damages aren't as easy to calculate and also include non-economic elements like pain and suffering.

If your injuries are severe enough to qualify under New York law as a serious injury, you could be entitled additional compensation above and beyond what an insurance company will provide. If you have a permanent disability which significantly affects your life quality it is possible that you are entitled to compensation for loss of consortium and other non-economic damages.

You could be eligible to claim reimbursement for the costs of taxis, public transportation or ridesharing services if you were unable to drive following your accident. You can also pay for the maintenance of your yard and home while in a position to do so because of the injuries you sustained. You could also be able to claim the value of resale for your damaged car.

In certain cases an individual defendant could be ordered to pay punitive damage when it is proved that they intentionally caused the accident. These damages are intended to punish the guilty party for recklessness or negligence.

Medical bills

Medical expenses can be costly for motor vehicle accident victims of motor car accidents. Some insurance policies for cars offer medical payment coverage (also known as med pay) which can help to pay these costs. The coverage is generally accessible regardless of who is responsible for the crash.

It is important to keep in mind that medical coverage is not meant to be a replacement for health insurance. In reality, Motor vehicle accident a victim must always file a claim using his or her own health insurance first before filing a claim with the at-fault driver's car insurance company. You may also be able to receive compensation for transportation costs for medical appointments and transportation. To ensure they receive a fair amount of money, victims should be diligent in tracking and archiving receipts.

The No-Fault insurance may also compensate victims for lost wages, if they are unable to work because of injuries. The maximum amount that can be recouped is $2,000 per month for a maximum of 3 years. The No-Fault insurer may also be required by law to offset the amount of any Disability or Workers' Compensation, or Social Security benefits received by the injured party.

Even if financial assistance might be available but it could take months or even years to settle a satisfactory agreement. In the meantime, medical debt collection agencies might be calling to collect the debt, and unpaid bills may cause a significant damage to a victim's credit rating. In order to prevent this from happening, a victim should establish an attorney-client relationship with an attorney firm that provides representation in auto accident cases.

Lost wages

A car crash can leave you in a state of financial strain. Medical bills as well as credit card debt and loan payments can pile up while you are in a position to work. Additionally, the loss of income can cause your family stress. A reputable attorney for car accidents can help you recover lost wages as part of your compensation.

To prove the loss of your wages, you will require proof of your hourly wage or salary and the number of days that you have missed due to injury. You can get a letter from the employer pay stubs, pay stubs, tax returns, bank statements and so on. Proving your income is more difficult when you are self-employed or work on commission. Your expert car accident lawyer will assist you in gathering all the evidence required to prove your claim.

You can only claim your lost wages as part of a car accident claim. You can't claim your lost wages through worker's comp or disability insurance since this would be double recovery.

The insurance company that is no-fault will send you to a physician they contract to assess you and determine whether, in the doctor's opinion, your injuries prevent you from working. This is called an independent medical examination (IME) and it is important to remember that the doctor who performs your IME will be biased toward the insurance company.

Suffering and pain

It is difficult to quantify the suffering and pain caused by a motor vehicle crash. The emotional trauma caused by an accident could be more debilitating than the physical injuries. A person with PTSD may experience anxiety or insomnia that may prevent them from sleeping well. They may also be unable to drive because of anxiety about another crash.

An attorney can help determine the total value of your non-economic damages and engage with a jury in order to decide how much you can be awarded for your suffering and pain. This amount can also be affected by the severity of your injuries and how they affect your daily life. It might be beneficial to keep a journal or ask family members or friends to provide written statements.

Certain states have a limit on the amount granted for pain and loss. New York does not, but victims are only permitted to file lawsuits and seek compensation for serious injuries, not just minor ones. It is important to speak with a Manhattan car accident lawyer to determine the true value of your injuries and the best way to prove that you are entitled to fair compensation for both your economic and non-economic losses.